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To clarify:There are<a href="http://xfwaeziyi.com"> alawys</a> predictable, but irregular expenses which lots of folks budget/save up money for every month. An obvious example would be saving up for property taxes if you own a house. Less obvious is setting aside a budgeted amount for, say, future car maintainance. The question becomes do you pump up this aspect of your savings first or snowball debt.One example: suppose you serendipitously get a $100 check. Does it go towards building up my car maintainance fund, or does it get snowflaked to debt? (Of course, Murphy guarantees that if I haven't funded my car maintainance account, the car will break.)There are other even more predictable expenses such as insurance, gifting, etc. which I could not pay up front without having saved for. Do I fund (save up for) all these anticipated expenses before using any $ for snowballing?Hopfully this makes sense .. My husband is <a href="http://fcsups.com">getnitg</a> ready to enter rehab for alcohol addiction. I work, but can't pay my bills and rent without his income, which is going to be gone while he's away. How can I get assistance with these things? He HAS to go (it's life or death), but we're going to lose everything if I don't get +elp. Can anyone help me or guide me in the right direction?
